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Plan Your Budget
Know your exact monthly commitment before taking a loan to plan your finances effectively.
Free EMI Calculator
Calculate your salary loan EMI
Plan your finances with this EMI estimate for a My Fundss salary loan from ₹5,000 to ₹2,00,000.
Accurate Calculations
Estimate only
100% Free
Loan Calculator
Calculate Your EMI
Use our simple calculator to estimate your monthly payments and plan your finances better.
₹50,000
₹5,000₹2,00,000
30.0%
12.0%12%14%16%30%
Currently calculating for 12 months.
Monthly EMI
₹4,874
Total Interest₹8,492
Total Payable₹58,492
Disclaimer*: Our EMI calculator offers estimated monthly instalments which are indicative and based on the values you provide. Actual loan terms and eligibility are subject to credit approval. Please speak to our team before making financial decisions.
How Our Loan Calculator Works
Our EMI calculator uses the same logic as banks and NBFCs to estimate your monthly payments based on the loan amount, interest rate, and tenure you choose.
Step-by-step guide to using the My Fundss EMI Calculator:
Enter your loan details: Use the sliders or input fields to choose your loan amount (from ₹5,000 to ₹2,00,000), interest rate (up to 30% p.a.), and loan tenure (from 3 to 12 months).
See an estimated EMI: As soon as you adjust any value, the calculator automatically recalculates your monthly EMI, total interest, and total amount payable.
Customise your repayment plan: Try different combinations within our calculator's range to find a comfortable EMI. For example, you can enter any amount between ₹5,000 and ₹2,00,000 and choose a tenure from 3 months up to 12 months to see how your EMI changes.
Adjust EMI to suit your budget: To reduce your monthly EMI, you can lower the loan amount, select a lower interest rate (if available), or increase the tenure. To repay faster, try a shorter tenure or smaller loan amount and see how the EMI and total interest adjust in real time.
Why Use Our EMI Calculator?
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Compare Loan Options
Try different loan amounts and tenures to find the best option for your needs.
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Save Money
Understand total interest payable and choose shorter tenures to save on interest.
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Estimate only
This calculator is an estimate. The rate, fees, and EMI in your Key Fact Statement control the loan.
FAQs
Frequently Asked Questions
Find answers to common questions about our loan services
A personal loan is an unsecured loan that you can use for various purposes such as medical emergencies, home renovation, debt consolidation, education, or any other personal need. Unlike secured loans, personal loans don't require collateral.
A salary loan from My Fundss can be used for a legitimate personal need such as medical expenses, home needs, education, or other personal costs. It is not a business, home, or vehicle loan.
You must be an Indian citizen aged 21–58 years, a salaried employee with a minimum monthly salary of ₹40,000, and meet KYC and credit checks. Loan approval is subject to eligibility and verification.