Trusted by 50,000+ customers

Get Your Loan Approved
in Minutes, Not Days

Quick personal and business loans with competitive rates. Simple application, fast approval, and funds in your account within 24 hours.

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No impact on your credit score

Check Your Eligibility
In Just 60 Seconds

See if you qualify before you apply, with a soft check and instant feedback.

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Transparent & secure process

Funds Sent Directly
To Your Bank Account

No hidden charges or manual follow-ups. Once approved, your loan is securely disbursed straight to your bank.

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Welcome to MyFundss

MyFundss simplifies borrowing with a seamless, fully paperless loan experience. We connect you with trusted NBFCs and banks to help you access personal loans quickly and effortlessly. Designed for speed, clarity, and convenience, MyFundss enables you to secure and receive higher loan amounts in just a few simple steps. As a responsible financial services platform, we combine efficiency with empathy— making lending smarter, faster, and more accessible for you.

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Loan Calculator

Calculate Your EMI

Use our simple calculator to estimate your monthly payments and plan your finances better.

₹5,00,000
1L10L20L30L40L50L
10.6%
8.5%12%14%16%20%

Currently calculating for 12 months.

Monthly EMI

₹44,098

Total Interest₹29,171
Total Payable₹5,29,171

Disclaimer*: Our EMI calculator offers estimated monthly instalments which are indicative and based on the values you provide. Actual loan terms and eligibility are subject to credit approval. Please speak to our team before making financial decisions.

Why Choose Us

Features and Benefits

Experience hassle-free lending with features designed to make your financial journey smooth.

Instant Approval

Get your loan approved within minutes with our AI-powered decision engine.

Minimal Documentation

Simple paperwork with digital document verification. No lengthy formalities.

100% Secure Process

Bank-grade encryption protects your data and transactions at all times.

Easy Online Access

Manage your loan anytime through our mobile-friendly platform.

Quick Support

Our dedicated team is always ready to assist you with any queries.

Requirements

Eligibility Criteria

Check if you qualify for a loan. We've kept the requirements simple and straightforward.

Basic Requirements

Age Requirement

  • Minimum 21 years old
  • Maximum 60 years at loan maturity

Employment Status

  • Salaried employees (min 1 year experience)
  • Self-employed professionals
  • Business owners (min 2 years in business)

Income Criteria

  • Minimum monthly income: ₹25,000
  • Stable income source for past 6 months
  • Valid bank statements required

Residency

  • Indian resident or NRI
  • Valid address proof required
  • Serviceable location

Documents Required

Keep these documents ready for a faster approval process:

  • PAN Card
  • Aadhaar Card
  • Last 3 months salary slips
  • 6 months bank statement
  • Address proof
  • Passport size photo

All documents can be uploaded digitally. No need for physical copies.

Simple Process

How It Works

Getting a loan has never been easier. Follow these four simple steps to get funds in your account.

01

Submit Application

Fill out our simple online form with your basic details. Takes less than 5 minutes.

02

Quick Verification

Our team verifies your documents and checks your eligibility within hours.

03

Loan Approval

Get instant approval with a customized loan offer based on your profile.

04

Receive Funds

Money disbursed directly to your bank account within 24 hours of approval.

FAQs

Frequently Asked Questions

Find answers to common questions about our loan services

A personal loan is an unsecured loan that you can use for various purposes such as medical emergencies, home renovation, debt consolidation, education, or any other personal need. Unlike secured loans, personal loans don't require collateral.

Personal loans from My Fundss can be used for a wide range of purposes including medical emergencies, home renovation, wedding expenses, education, debt consolidation, travel, business expansion, or any other legitimate personal or business need.

To be eligible for a personal loan, you must be an Indian citizen, aged between 21-65 years, have a stable source of income (salaried or self-employed), and meet our minimum income criteria. Credit history and other factors are also considered during the approval process.

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Financial Insights & Tips

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