Loans are offered by Har Shreejee Finance & Leasing Company Limited, an RBI-registered NBFC. Loan approval is subject to eligibility and verification.
Check whether you may qualify. Final approval is subject to eligibility and verification.
Charges are shown in the Key Fact Statement before you accept. If approved, funds are sent to your bank account.
My Fundss is the digital brand of Har Shreejee Finance & Leasing Company Limited, the lender (RBI NBFC registration B-14.02044). Loans from ₹5,000 to ₹2,00,000 are offered by this NBFC to eligible salaried employees with a minimum monthly salary of ₹40,000, for a tenure of 3 to 12 months. Loan approval is subject to eligibility and verification. Interest and charges are disclosed in the Key Fact Statement before you accept the loan.
Use our simple calculator to estimate your monthly payments and plan your finances better.
Currently calculating for 12 months.
Monthly EMI
₹4,874
Disclaimer*: Our EMI calculator offers estimated monthly instalments which are indicative and based on the values you provide. Actual loan terms and eligibility are subject to credit approval. Please speak to our team before making financial decisions.
Salary loans for eligible employees. Approval is subject to eligibility and verification.
Loan approval is subject to eligibility and verification. We do not promise instant approval.
Simple paperwork with digital document verification. No lengthy formalities.
Bank-grade encryption protects your data and transactions at all times.
Manage your loan anytime through our mobile-friendly platform.
Our dedicated team is always ready to assist you with any queries.
Check if you qualify for a loan. We've kept the requirements simple and straightforward.
Keep these documents ready for a faster approval process:
All documents can be uploaded digitally. No need for physical copies.
Getting a loan has never been easier. Follow these four simple steps to get funds in your account.
Fill out the online form with your basic details. Submitting the form does not mean the loan is approved.
We verify your documents and eligibility. There is no fixed review time, and approval is not guaranteed.
Loan approval is subject to eligibility and verification. Any offer is based on your profile.
If approved, funds are sent to your bank account after verification and agreement.
Find answers to common questions about our loan services
A personal loan is an unsecured loan that you can use for various purposes such as medical emergencies, home renovation, debt consolidation, education, or any other personal need. Unlike secured loans, personal loans don't require collateral.
A salary loan from My Fundss can be used for a legitimate personal need such as medical expenses, home needs, education, or other personal costs. It is not a business, home, or vehicle loan.
You must be an Indian citizen aged 21–58 years, a salaried employee with a minimum monthly salary of ₹40,000, and meet KYC and credit checks. Loan approval is subject to eligibility and verification.
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